:root {
    --primary: hsl(204, 80%, 32%);
    --primary-hover: hsl(204, 80%, 25%);
    --secondary: hsl(183, 78%, 26%);
    --background: hsl(210, 40%, 98%);
    --foreground: hsl(222.2, 84%, 4.9%);
    --muted: hsl(210, 40%, 96.1%);
    --muted-foreground: hsl(215.4, 16.3%, 46.9%);
    --border: hsl(214.3, 31.8%, 91.4%);
    
    --insurance-100: #e6f7f9;
    --insurance-200: #bfeef3;
    --insurance-300: #91dcdd;
    --insurance-400: #45a7ae;
    --insurance-500: #11889f;
    --insurance-600: #0a5c70;
    --insurance-700: #0c3b4a;
    --insurance-800: #091e25;
    --insurance-900: #040d10;
    
    --radius: 0.5rem;
    --font-sans: 'Montserrat', sans-serif;
    --font-heading: 'Montserrat', sans-serif;
  }
  
  /* Base Styles */
  * {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
  }
  
  html {
    scroll-behavior: smooth;
  }
  
  body {
    font-family: var(--font-sans);
    color: var(--foreground);
    background-color: var(--background);
    line-height: 1.6;
    overflow-x: hidden;
  }
  
  h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
  }
  
  a {
    text-decoration: none;
    color: inherit;
  }
  
  ul, ol {
    list-style: none;
  }
  
  img {
    max-width: 100%;
    height: auto;
  }
  
  .container {
    width: 100%;
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 2rem;
  }
  
  .section-header {
    text-align: center;
    max-width: 800px;
    margin: 0 auto 3rem;
  }
  
  .section-title {
    font-size: 2rem;
    font-weight: bold;
    color: var(--insurance-700);
    margin-bottom: 1rem;
  }
  
  .section-description {
    font-size: 1.125rem;
    color: var(--muted-foreground);
  }
  
  /* Animation */
  .fade-in {
    opacity: 0;
    animation: fadeIn 0.5s ease-out forwards;
  }
  
  @keyframes fadeIn {
    from {
      opacity: 0;
      transform: translateY(20px);
    }
    to {
      opacity: 1;
      transform: translateY(0);
    }
  }
  
  /* Navbar */
  .navbar {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 1000;
    transition: all 0.3s ease;
    padding: 1rem 0;
    background-color: transparent;
  }
  
  .navbar.scrolled {
    background-color: white;
    opacity: 0.9;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
  }
  
  .navbar-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0 2rem;
  }
  
  .navbar-logo {
    text-decoration: none;
    font-family: 'Montserrat', sans-serif; /* Replace with your custom font */
    font-size: 1.5rem;
    font-weight: 700;
  }
  
  .logo-blue {
    color: #1E90FF;
  }
  
  .navbar.scrolled .logo-blue {
    color: #1E90FF;
  }
  
  .navbar-menu {
    display: none;
    gap: 2rem;
    align-items: center;
  }
  
  .navbar-link {
    color: #ffffff;
    text-decoration: none;
    font-weight: 500;
    transition: color 0.3s ease;
  }
  
  .navbar.scrolled .navbar-link {
    color: #000000;
  }
  
  .navbar-btn {
    background-color: #105F93;
    color: #ffffff;
    padding: 0.5rem 1.5rem;
    border-radius: 4px;
    text-decoration: none;
    font-weight: 500;
    transition: all 0.3s ease;
  }
  
  .navbar.scrolled .navbar-btn {
    background-color: #105F93;
    color: #ffffff;
  }
  
  /* Mobile menu styles */
  .navbar-toggle {
    display: block;
    background: none;
    border: none;
    cursor: pointer;
    color: #ffffff;
  }
  
  .navbar.scrolled .navbar-toggle {
    color: #000000;
  }
  
  .navbar-mobile {
    display: none;
    padding: 1rem;
    background-color: white;
  }
  
  .navbar-mobile.active {
    display: flex;
    flex-direction: column;
    gap: 1rem;
  }
  
  .navbar-mobile-link {
    color: #000000;
    text-decoration: none;
    font-weight: 500;
  }
  
  .navbar-mobile-btn {
    background-color: #000000;
    color: #ffffff;
    padding: 0.5rem 1.5rem;
    border-radius: 4px;
    text-decoration: none;
    font-weight: 500;
    text-align: center;
  }
  
  @media (min-width: 768px) {
    .navbar-menu {
      display: flex;
    }
  
    .navbar-toggle {
      display: none;
    }
  
    .navbar-mobile {
      display: none !important;
    }
  }
  
  /* Hero Section */
  .hero {
    position: relative;
    padding-top: 6rem;
    padding-bottom: 3rem;
    overflow: hidden;
    color: white;
  }
  
  .hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-image: linear-gradient(to right, rgba(12, 59, 74, 0.9), rgba(10, 92, 112, 0.9));
    z-index: 0;
  }
  
  .hero-background {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-image: url('https://images.unsplash.com/photo-1521791136064-7986c2920216?ixlib=rb-4.0.3&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D&auto=format&fit=crop&w=2069&q=80');
    background-size: cover;
    background-position: center;
    z-index: -1;
  }
  
  .hero-content {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    padding: 4rem 0;
  }
  
  .hero-text {
    max-width: 600px;
  }
  
  .hero-title {
    font-size: 2.5rem;
    font-weight: bold;
    line-height: 1.2;
    margin-bottom: 1rem;
  }
  
  .hero-subtitle {
    font-size: 1.25rem;
    margin-bottom: 2rem;
    opacity: 0.9;
  }
  
  hero-buttons {
    display: flex;
    flex-direction: column;
    gap: 1rem;
  }
  
  .hero-btn {
    display: inline-block;
    background-color: white;
    color: var(--primary);
    font-weight: 500;
    padding: 0.75rem 1.5rem;
    border-radius: var(--radius);
    transition: all 0.3s;
    text-align: center;
  }
  
  .hero-btn:hover {
    background-color: rgba(255, 255, 255, 0.9);
  }
  
  .hero-counters {
    margin-top: 3rem;
    width: 45%;
  }
  
  .counter-row-mobile {
    display: flex;
    justify-content: space-between;
    gap: 1rem;
  }
  
  .counter-column-desktop {
    display: none;
  }
  
  .counter {
    background-color: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(4px);
    padding: 1rem;
    border-radius: var(--radius);
    text-align: center;
  }
  
  .counter-value {
    font-size: 1.5rem;
    font-weight: bold;
    margin-bottom: 0.25rem;
  }
  
  .counter-label {
    font-size: 0.75rem;
    opacity: 0.9;
  }
  
  /* Services Section */
  .services {
    background-color: var(--muted);
    padding: 5rem 0;
  }
  
  .services-category {
    margin-bottom: 3rem;
  }
  
  .category-header {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    margin-bottom: 2rem;
  }
  
  .category-icon {
    color: var(--insurance-600);
  }
  
  .category-title {
    font-size: 1.5rem;
    font-weight: bold;
    color: var(--insurance-700);
  }
  
  .services-row {
    display: flex;
    justify-content: center;
    gap: 2rem;
    margin: 0 auto;
    padding: 0 2rem;
  }
  
  .services-grid {
    display: grid;
    place-content: center;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
  }
  
  .service-card {
    width: 300px;
    background-color: white;
    border-radius: 1rem;
    padding: 2rem;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
    position: relative;
    overflow: hidden;
    transition: transform 0.3s, box-shadow 0.3s;
  }
  
  .service-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
  }
  
  .service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background-color: var(--insurance-500);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.3s;
  }
  
  .service-card:hover::before {
    transform: scaleX(1);
  }
  
  .service-icon {
    color: var(--insurance-600);
    margin-bottom: 1.5rem;
    transition: transform 0.3s;
  }
  
  .service-card:hover .service-icon {
    transform: scale(1.1);
  }
  
  .service-title {
    font-size: 1.25rem;
    font-weight: bold;
    color: var(--insurance-700);
    margin-bottom: 0.75rem;
  }
  
  .service-description {
    color: var(--muted-foreground);
  }
  
  /* Benefits Section */
  .benefits {
    background-color: white;
    padding: 5rem 0;
  }
  
  .benefits-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
  
  .benefits-card {
    background-color: var(--insurance-600);
    color: white;
    border-radius: var(--radius);
    overflow: hidden;
    box-shadow: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
  }
  
  .benefits-card-content {
    padding: 2rem;
  }
  
  .benefits-title {
    font-size: 1.5rem;
    font-weight: bold;
    margin-bottom: 1.5rem;
  }
  
  .benefits-list {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
  }
  
  .benefits-item {
    display: flex;
    gap: 1rem;
  }
  
  .benefits-text h4 {
    font-weight: bold;
    margin-bottom: 0.25rem;
  }
  
  .benefits-text p {
    opacity: 0.8;
  }
  
  .commitment-section {
    display: flex;
    flex-direction: column;
    justify-content: center;
  }
  
  .commitment-list {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
  }
  
  .commitment-item {
    display: flex;
    gap: 0.75rem;
  }
  
  .commitment-icon {
    display: flex;
    justify-content: center;
    align-items: center;
    width: 24px;
    height: 24px;
    background-color: var(--insurance-500);
    border-radius: 50%;
    color: white;
    margin-top: 0.25rem;
    flex-shrink: 0;
  }
  
  .commitment-text h4 {
    font-weight: bold;
    color: var(--insurance-700);
    margin-bottom: 0.25rem;
  }
  
  .commitment-text p {
    color: var(--muted-foreground);
  }
  
  /* Contact Section */
  .contact {
    background-color: white;
    padding: 5rem 0;
  }
  
  .contact-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
  
  .contact-info {
    background-color: var(--insurance-700);
    color: white;
    padding: 2rem;
    border-radius: var(--radius);
    box-shadow: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
  }
  
  .contact-title {
    font-size: 1.5rem;
    font-weight: bold;
    margin-bottom: 1.5rem;
  }
  
  .info-list {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
  }
  
  .info-item {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
  }
  
  .info-icon {
    flex-shrink: 0;
    margin-top: 0.25rem;
  }
  
  .info-text h4 {
    font-weight: bold;
    margin-bottom: 0.25rem;
  }
  
  .info-text p {
    opacity: 0.8;
  }
  
  .contact-form-container {
    background-color: white;
    padding: 2rem;
    border-radius: var(--radius);
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
    border: 1px solid var(--border);
  }
  
  .contact-form {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
  }
  
  .form-row {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }
  
  .form-group {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
  }
  
  .form-group label {
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--foreground);
  }
  
  .form-group input,
  .form-group select,
  .form-group textarea {
    padding: 0.75rem 1rem;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    font-family: var(--font-sans);
    font-size: 1rem;
    outline: none;
    transition: border-color 0.3s;
  }
  
  .form-group input:focus,
  .form-group select:focus,
  .form-group textarea:focus {
    border-color: var(--primary);
    box-shadow: 0 0 0 2px rgba(17, 136, 159, 0.2);
  }
  
  .form-submit {
    background-color: var(--insurance-600);
    color: white;
    font-weight: 500;
    padding: 0.75rem 1rem;
    border: none;
    border-radius: var(--radius);
    cursor: pointer;
    transition: background-color 0.3s;
    font-size: 1rem;
  }
  
  .form-submit:hover {
    background-color: var(--insurance-700);
  }
  
  .form-disclaimer {
    text-align: center;
    font-size: 0.875rem;
    color: var(--muted-foreground);
    margin-top: 1rem;
  }
  
  .form-link {
    color: var(--insurance-500);
    transition: color 0.3s;
  }
  
  .form-link:hover {
    color: #1a56db;
  }
  
  /* Estilos para mensajes de estado del formulario */
  .form-status {
    margin-top: 1rem;
    padding: 0.75rem 1rem;
    border-radius: 4px;
    font-size: 0.9rem;
    font-weight: 500;
    text-align: center;
    transition: all 0.3s ease;
  }

  .form-status.success {
    background-color: #d1fae5;
    color: #065f46;
    border: 1px solid #a7f3d0;
  }

  .form-status.error {
    background-color: #fee2e2;
    color: #b91c1c;
    border: 1px solid #fecaca;
  }
  
  /* Footer */
  .footer {
    background-color: var(--insurance-800);
    color: white;
  }
  
  .footer-content {
    display: grid;
    grid-template-columns: 1fr;
    gap: 3rem;
    padding: 3rem 0;
  }
  
  .footer-company {
    max-width: 350px;
  }
  
  .footer-logo {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 1.5rem;
  }
  
  .footer-icon {
    color: var(--insurance-400);
  }
  
  .footer-brand {
    font-size: 1.5rem;
    font-weight: bold;
  }
  
  .footer-brand-accent {
    color: var(--insurance-400);
  }
  
  .footer-description {
    color: #ccc;
  }
  
  .footer-links {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
  }
  
  .footer-title {
    font-size: 1.25rem;
    font-weight: bold;
    margin-bottom: 1.5rem;
  }
  
  .footer-menu {
    display: flex;
    flex-direction: column;
    gap: 1rem;
  }
  
  .footer-menu a {
    color: #ccc;
    transition: color 0.3s;
  }
  
  .footer-menu a:hover {
    color: white;
  }
  
  .footer-contact {
    display: flex;
    flex-direction: column;
    gap: 1rem;
  }
  
  .footer-contact-item {
    display: flex;
    gap: 0.75rem;
    color: #ccc;
  }
  
  .footer-contact-icon {
    flex-shrink: 0;
    width: 20px;
    height: 20px;
    color: var(--insurance-400);
    margin-top: 0.25rem;
  }
  
  .footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding: 1.5rem 0;
  }
  
  .footer-bottom-content {
    display: flex;
    flex-direction: column;
    gap: 1rem;
    align-items: center;
    justify-content: space-between;
  }
  
  .copyright {
    color: #999;
    font-size: 0.875rem;
  }
  
  .footer-legal {
    display: flex;
    flex-wrap: wrap;
    gap: 1.5rem;
  }
  
  .footer-legal a {
    color: #999;
    font-size: 0.875rem;
    transition: color 0.3s;
  }
  
  .footer-legal a:hover {
    color: white;
  }
  
  /* Superintendencia Section */
  .superintendencia {
    background-color: #f8f9fa;
    padding: 2rem 0;
    border-bottom: 1px solid var(--border);
  }
  
  .superintendencia-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 2rem;
    align-items: center;
    padding: 1rem 0;
  }
  
  .superintendencia-item {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
    padding: 0.5rem;
  }
  
  .superintendencia-item h6 {
    color: var(--insurance-700);
    font-size: 0.875rem;
    margin: 0;
    line-height: 1.4;
  }
  
  .superintendencia-item h4 {
    color: var(--insurance-600);
    font-size: 1.25rem;
    margin: 0;
    line-height: 1.4;
  }
  
  .superintendencia-item a {
    color: var(--insurance-600);
    text-decoration: none;
    transition: color 0.3s;
    display: inline-block;
  }
  
  .superintendencia-item a:hover {
    color: var(--insurance-700);
  }
  
  .superintendencia-logo {
    max-width: 234px;
    height: auto;
    display: block;
  }
  
  @media (max-width: 1200px) {
    .superintendencia-grid {
      grid-template-columns: repeat(3, 1fr);
      gap: 1.5rem;
    }
  }
  
  @media (max-width: 768px) {
    .superintendencia-grid {
      grid-template-columns: 1fr;
      text-align: center;
      gap: 1.5rem;
    }
  
    .superintendencia-item {
      align-items: center;
      padding: 0.75rem;
    }
  
    .superintendencia-item h6 {
      font-size: 0.875rem;
    }
  
    .superintendencia-item h4 {
      font-size: 1.125rem;
    }
  
    .superintendencia-logo {
      margin: 0.5rem auto;
    }
  }
  
  /* Media Queries */
  @media (min-width: 768px) {
    .section-title {
      font-size: 2.5rem;
    }
  
    .navbar-menu {
      display: flex;
      align-items: center;
    }
  
    .navbar-toggle {
      display: none;
    }
  
    .hero-content {
      flex-direction: row;
      gap: 4rem;
      padding: 6rem 0;
    }
  
    .hero-text {
      flex: 1;
    }
  
    .hero-title {
      font-size: 3rem;
    }
  
    .hero-buttons {
      flex-direction: row;
    }
  
    .hero-counters {
      margin-top: 0;
      margin-left: 2rem;
    }
  
    .counter-row-mobile {
      display: none;
    }
  
    .counter-column-desktop {
      display: flex;
      flex-direction: column;
      gap: 1.5rem;
    }
  
    .counter {
      padding: 2rem;
    }
  
    .counter-value {
      font-size: 2.5rem;
    }
  
    .counter-label {
      font-size: 0.875rem;
    }
  
    .services-row {
      grid-template-columns: 1fr 1fr;
    }
  
    .services-grid {
      grid-template-columns: repeat(2, 1fr);
    }
  
    .benefits-grid {
      grid-template-columns: 1fr 1fr;
    }
  
    .contact-grid {
      grid-template-columns: 1fr 1fr;
    }
  
    .form-row {
      grid-template-columns: 1fr 1fr;
    }
  
    .footer-content {
      grid-template-columns: 1fr 2fr;
    }
  
    .footer-bottom-content {
      flex-direction: row;
    }
  }
  
  @media (min-width: 1024px) {
    .services-grid {
      grid-template-columns: repeat(4, 1fr);
    }
  }
  
  /* Ajustes para móvil */
  @media (max-width: 767px) {
    .container {
      padding: 0 1rem;
    }
  
    .section-title {
      font-size: 1.75rem;
    }
  
    .section-description {
      font-size: 1rem;
    }
  
    /* Hero Section */
    .hero {
      padding-top: 5rem;
      padding-bottom: 2rem;
    }
  
    .hero-content {
      padding: 2rem 0;
    }
  
    .hero-title {
      font-size: 2rem;
    }
  
    .hero-subtitle {
      font-size: 1.1rem;
    }
  
    .hero-buttons {
      flex-direction: column;
      width: 100%;
      gap: 1rem;
    }
  
    .hero-btn {
      width: 100%;
      text-align: center;
      margin-bottom: 0.5rem;
    }
  
    .hero-counters {
      width: 100%;
      margin-top: 2rem;
    }
  
    .counter-row-mobile {
      display: flex;
      flex-wrap: wrap;
      gap: 1rem;
    }
  
    .counter {
      flex: 1;
      min-width: 120px;
    }
  
    /* Services Section */
    .services {
      padding: 3rem 0;
    }
  
    .services-row {
      display: flex;
      flex-direction: column;
      gap: 1.5rem;
    }

    .services-grid {
      display: flex;
      flex-direction: column;
      gap: 1.5rem;
    }
  
    .service-card {
      min-width: unset;
      width: 100%;
      padding: 1.5rem;
    }
  
    .service-icon {
      width: 36px;
      height: 36px;
      margin-bottom: 1rem;
    }
  
    .service-title {
      font-size: 1.1rem;
    }
  
    .service-description {
      font-size: 0.9rem;
    }
  
    /* Benefits Section */
    .benefits {
      padding: 3rem 0;
    }
  
    .benefits-card {
      padding: 1.5rem;
    }
  
    .benefits-title {
      font-size: 1.25rem;
    }
  
    .benefits-item {
      gap: 0.75rem;
    }
  
    /* Contact Section */
    .contact {
      padding: 3rem 0;
    }
  
    .contact-info {
      padding: 1.5rem;
    }
  
    .contact-title {
      font-size: 1.25rem;
    }
  
    .contact-form-container {
      padding: 1.5rem;
    }
  
    .form-group input,
    .form-group select,
    .form-group textarea {
      padding: 0.625rem 0.875rem;
    }
  
    /* Footer */
    .footer-content {
      padding: 2rem 0;
      gap: 2rem;
    }
  
    .footer-links {
      gap: 1.5rem;
    }
  
    .footer-title {
      font-size: 1.1rem;
    }
  
    .footer-menu {
      gap: 0.75rem;
    }
  
    .footer-bottom {
      padding: 1rem 0;
    }
  
    .footer-bottom-content {
      text-align: center;
    }
  
    .footer-legal {
      justify-content: center;
    }
  }
  
  /* Ajustes para tablets */
  @media (min-width: 768px) and (max-width: 1023px) {
    .services-row {
      grid-template-columns: repeat(2, 1fr);
    }
  
    .services-grid {
      grid-template-columns: repeat(2, 1fr);
    }
  
    .hero-title {
      font-size: 2.5rem;
    }
  
    .counter {
      padding: 1.5rem;
    }
  }